Home buying can be a stressful time for anyone. Realty Direct understands this and provides you the tools to understand the process faster and easier. Enjoy many articles are about the home buying process, loan process, and much more in the Home Buying Learning Center.

Real estate continues to be a good long-term investment and purchasing a home with the features and price you want to pay are critical to your success. Realty Direct’s Agents are ready to help you find the best home for your personal and financial goals and provide you the information to make informed decisions. Realty Direct Services include FREE evaluation services, Mobile applications for MLS information quickly, and much more.

Currently, there are many aspects of home buying including government incentives, new green laws, and many more that should be considered when purchasing a home. Here are just a few articles in the Learning Center:

* New Home Buyer Tax Credits

* Repeat Home Buyer Tax Credits

* Real Estate Financial Calculator

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A Step by Step Overview of the Home Buying Process

1. Things to Consider Before Buying a Home

Are you ready for Home Ownership? These articles will help you understand the issues involved. You will also be able to learn something about lending and financing as it pertains to home ownership.

* Are You Ready to Buy a Home?

* Making the Transition from Renting to Buying

* Pros and Cons of Home Ownership

* How Much Home can You Afford?

* Calculate Your Income vs. Debt

* Understand Your Credit

* How Much do I Have to Save to Buy a Home?

2. Things to Consider When Looking for a Home

Finding your home is the most important and often the most challenging part of the home buying process! These reports will help you find the home of your dreams by assisting you with the house hunting process!

* Take Charge When Buying

* How a Realtor Can Help

* What Type of Home Do You Want?

* Wish List Worksheet

* House-Hunting Tips

* A Short Guide to Real Estate Lingo and Acronyms

* Don’t Forget Your Preapproval Letter

3. Things to Consider When Selecting a Home and Making an Offer

Even if you have found a home, making the final choice often involves weighing important criteria and prioritizing your wants and needs..

* How to Choose a Neighborhood

* How to Choose a Home

* Home Comparison Chart

* Buyer Checklist

* Home Offer Writing – Make an Offer

4. Things to Consider When Getting a Loan

Because there are many different kinds of mortgages, it is important that you understand the different types available to you…

* What is a Mortgage?

* Mortgage Basics

* Types of Mortgage Loans

* What are My Mortgage Options?

* How to Get a Mortgage

* Applying for a Mortgage Loan

* Debt to Income Ratio

5. Things to Consider During Home Inspections and Final Negotiations

The home inspection is an important final step. If you would like to learn more about this and other final procedures such as negotiations and terms and conditions, please read the following..

* Hiring a Home Inspector

* Goodbye Inspection, Hello Trouble

* Inspection Checklist

* Safety Inspection Tips

* Negotiating a Price

* Negotiating to Yes

* About Credit History

* After The Loan

6. Things to Consider During Closing

The ‘closing’ is the meeting where you take ownership of your new home. These reports will help you with closing and moving ito your new home, as well as the tax benefits associated with your new home purchase!

* Review and Inspect Your Home

* Closing Checklist

* Closing Costs – Home Affordability

* Escrow Advice

* Closing Your Home Loan

* Tax benefits of Home Ownership

* Home sweet home: Shelter from Taxes